I Want That Feeling Again

  A couple weeks ago I was talking with a friend who was leaving her job.  It was a good job with a good employer but it was time to move on.  I spoke with her as she was navigating the decision making process and then again on her last day.   Leaving a job – a real career-type job – is not as easy as it sounds.  I know from experience.  But I was happy (and a little relieved) at her response...

David Allen Is A Genius

If you happen to follow my rare personal commentaries on Facebook you’ll notice that the title for today’s article matches with the headline I broadcasted Saturday morning.  I’m being repetitive because I’m twice as convinced in the truthfulness of the statement. For starters, who is David Allen?  Well, I suppose many titles would fit, but I’d define him as a personal productivity guru. ...

Homeless Man With A Plan

Being homeless is by no stretch a tragedy and while it is not a cause I actively combat, it never fails to illicit a reaction in my mind if not my heart.  In Canterbury, England the youthfulness of the homeless population is shocking, the true stench of the homeless population surrounding Philadelphia’s City Hall will turn your stomach, and the aggressive and entitled nature of the panhandlers...

Mortgage Interest Is Tax Deductible, So What?

A couple weeks ago I was exchanging emails with a friend – and reader – and during the exchange he shared from a discussion he was having with a co-worker about tax deductible debt – think mortgage.  It seems that his co-worker – a CFO, trained in the ways of finance – was in favor of maintaining a mortgage for the purposes of the tax deduction rather than paying off the debt as quickly...

Year One

  Today marks DoYouDaveRamsey.com’s one year anniversary!  This is the milestone I’ve been targeting from the start.  I marked time by writing about my 1 month and 6 month anniversaries, but the 1 year mark was the unattainable goal in my mind. I say unattainable because writing to a recurring deadline is something of a challenge.  At least it has been at times for me in this busy year of transition. ...

Discover, You’re An Idiot

I received a letter in the mail the other day that was equal parts shocking and appalling… and sadly, genius. Discover, a credit card I’ve held for a couple years and last used nearly that long ago, sent a letter offering me $500 and encouraging me to rack up massive amounts of debt in the process. The hook was obvious.  Who doesn’t want five crisp bills?  But the catch was brazen and laughable...

Give To Get

  Today I have a new, old storyline.  Several media outlets I follow spent time with the topic back in September but I decided to wait.  Sure, the story may have had a short shelf life, or it could age like a fine wine – getting better and more interesting with the passage of time. Fortunately it was the later, and now it is ready.  The proper weight and balance have been achieved and the current...