Comments on: 5 Things I HATE about Personal Finance

By: Dave Ozment

Dave Ozment — Mon, 06 Jul 2009 20:35:42 +0000

Hey, thanks for the comment and I’m glad you enjoyed the article. It is funny and it is true… I’ve lived each of those elements as I’ve walked and continue to walk my debt reduction path.

By: Solvent In 09

Solvent In 09 — Mon, 06 Jul 2009 20:31:54 +0000

Dave,

Great column! It’s so true that even in the personal finance-get out-of-debt realm that instant gratification urge can coem screaming in:” I want to be debt free TODAY!!” Just liek I wanted my brand new Lexus hybrid SUV TODAY!!

And the reality is I’ll drive my get out of debt car until I can upgrade to something a little nicer, then save to upgrade again, etc etc, all the while chipping away at my debts (that seemed to arrive incredibly quickly compared to the time and effort to erase them).

Thanks for the lighthearted post.

By: Dave Ozment

Dave Ozment — Thu, 02 Jul 2009 10:14:45 +0000

Hey Mark, I certainly agree with you… clearly I spend too much time on the topic to think otherwise.

More than anything, I was taking a stroll on the lighter side. Even things we love or enjoy dearly have components that are less fun and hey, sometimes being an adult isn’t as much fun as being a child… but that’s part of what separates the 2 and ultimately leads to the greater satisfaction derived from making the right/hard choices.

Yeah, you caught me with tongue firmly emplanted in cheek on this one.

Thanks for reading and commenting… I hope you’ll do so again.
Dave

By: Mack jackson

Mack jackson — Thu, 02 Jul 2009 07:42:07 +0000

Ya i agree with you, but at some point of time personal finance is very much essential for our future planning.

By: Dave Ozment

Dave Ozment — Tue, 09 Jun 2009 09:52:32 +0000

You are right, we need to look at both sides of the PF puzzle before really making a judgement… I have to curtail spending but I also get to enjoy a debt-free life of abundance… hmm, that becomes and easy decision.

Thanks for sharing!
Dave

By: MoneyEnergy

MoneyEnergy — Tue, 09 Jun 2009 05:56:25 +0000

Nice points, there! It does kill some of the fun... although we can replace impulse buying with adding up our numbers and wish-thinking, like you said! Lately I've been eyeing a lot of Toyota Corollas I'd really like... they're nice. I'll probably start with something more compact, though. MoneyEnergy’s last blog post..Carnival of Money Stories #5: The “Other People’s Money” Edition - Use It, Don’t Abuse It!

By: Dave Ozment

Dave Ozment — Mon, 08 Jun 2009 00:04:47 +0000

Hey Ann, thanks for the encouragement. I’m glad you enjoyed those articles. Yes, having paid off cars is great… but it can mean that we’re driving what I call “get out of debt cars”. I have an article on this topic in which I share about our car. But you’re point about being a grown up is spot on. Slowly upgrading from one used car to the next is a much better long time strategy.

Thanks for commenting.
Dave

By: Ann McD

Ann McD — Sun, 07 Jun 2009 20:24:03 +0000

Personal finance, truly a love/hate relationship! I read both of your posts and enjoyed them heartily. I love that we’ve paid off our cars- and I hate that I drive a toyota with 116,000 miles and dents in the front and back bumpers- sigh… However, I’m going to continue to be a grown up. I’ll drive my car until it DIES and, in the meantime, save my pennies for the next one.

By: Dave Ozment

Dave Ozment — Thu, 04 Jun 2009 01:51:11 +0000

Thanks, glad you enjoyed it. Yeah, I know it’s crazy but I think that’s part of the intensity and passion for getting it down…. you simply can’t wait! But it’s good to wade through the process even once you’ve reached that point because that’s where the behaviors are seared into your psyche and a life free of debt becomes a welcome escape.

Thanks for commenting, hope to have you back.
Dave

By: CashAholic

CashAholic — Wed, 03 Jun 2009 05:36:19 +0000

I was laughing out loud as I read your post. I also count down the days until my debt is paid off, and we shouldn't wish our lives away ... just to eliminate debt. CashAholic’s last blog post..Earthquake Insurance