Comments on: Monthly Budget

By: Diane

Diane — Thu, 10 Mar 2011 22:14:39 +0000

I know this is an old comment thread, but I’ll comment anyway. I found it surprising that the person above found your ‘monthly budget’ spreadsheet to be useless, especially since it’s nearly identical to one I created for myself a couple of months ago when we first discovered Dave Ramsey. I guess I’m a nerd, too – maybe even more so. In addition to the monthly budget sheet, I have a page for each month that tracks every dollar spent by category. The totals for each category automatically carry over to the monthly budget page ‘Actuals.’ I love doing this! I look at my online banking and my budget sheets almost every day! And I like how you said the commenter must not ‘understand it.’ I would have to agree. If someone said they didn’t like my tracking sheets, I’d have to assume that either it’s too complicated for them, or they’re just not committed enough to getting their financial house in order that they’re willing to take the time to use them. I just found your site a few minutes ago and look forward to seeing if some of your other tracking sheets might be useful. Thanks.

By: Debt

Debt — Fri, 13 Nov 2009 00:31:54 +0000

Thanks for sharing this tool friends …

By: Dave Ozment

Dave Ozment — Sun, 12 Jul 2009 15:24:03 +0000

Wow. a strong “thanks” for that! I appreciate your support and encouragement.

Dave

By: Chessiq

Chessiq — Sat, 11 Jul 2009 23:11:47 +0000

What a gracious response! Acts like that make me believe that there is a God.

By: Dave Ozment

Dave Ozment — Thu, 09 Jul 2009 20:58:50 +0000

Skeeter, I appreciate your comment and thanks for visiting my website.

I believe what you’re missing is the appropriate web site. It sounds like you’ve been watching Dave Ramsey videos. Yes, he is impressive and I very much enjoy his work. In fact, I enjoy his work so much that I named my blog as a tribute to his work. DoYouDaveRamsey.com is very different from DaveRamsey.com. Check out the “About” tab on my page to learn more about me.

As for the budget worksheet that I’ve provided. I really hate that you don’t understand it. I’ve included my commentary and explanations as to how I use it – perhaps I need to work on improving that information. I actually do use that budget sheet. I have completed monthly worksheets dating back to the late ’90s that I’ve used to maintain my budget so I know it works. If you have any questions, I’d be more than happy to address them with you 1 by 1 via email. In fact, if you’re interested, I’d be willing to schedule time with you to talk through your use of this tool. It still may not fit your tastes – hey, some folks just don’t like budgets – but I’d be surprised if it can’t be tweaked to fit your situation.

Thanks again for visiting my site and I hope nothing but the best to you as you attempt to master the budgeting process.

Thanks,
Dave

By: John Coleman

John Coleman — Thu, 09 Jul 2009 20:29:47 +0000

What am I missing? I’ve seen the videos and am impressed. My two children and their spouses are avid Ramsey disciples. I’m trying to do a budget and find your “monthly budget” tool virtualy useless. Is there something I’m missing somewhere?