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	<title>Comments on: Car Lease Saves Budget&#8230;?</title>
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	<link>http://doyoudaveramsey.com/car-lease-saves-budget/</link>
	<description>Practical ◦ Entertaining ◦ Personal ◦ Finance</description>
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		<title>By: Casey Friday</title>
		<link>http://doyoudaveramsey.com/car-lease-saves-budget/comment-page-1/#comment-2219</link>
		<dc:creator>Casey Friday</dc:creator>
		<pubDate>Wed, 15 Sep 2010 17:32:22 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=1563#comment-2219</guid>
		<description>Thanks for the article.  There are too many people today who think leasing is good for some people and not for others.  Leasing is good for no one, and the facts prove that.  I love your example of $4800 per year in a lease vs. the comparable maintenance on a &quot;Dave car&quot;.

I just hit 210,000 miles on my 2000 Volvo.  I probably spent around $1,800 on maintenance this year, but I&#039;ve spent close to nothing in previous years, and the car is now back in perfect mechanical condition.  I don&#039;t understand how people can want the new shiny over the big, safe bank account.  OR, the new shiny with NO payments.

To each his/her own.
.-= Casey Friday&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/caseyfriday/~3/5oEiMfEEoBs/&quot; rel=&quot;nofollow&quot;&gt;What’s Your Dream  Get Off Your Ass And Go Get It&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Thanks for the article.  There are too many people today who think leasing is good for some people and not for others.  Leasing is good for no one, and the facts prove that.  I love your example of $4800 per year in a lease vs. the comparable maintenance on a &#8220;Dave car&#8221;.</p>
<p>I just hit 210,000 miles on my 2000 Volvo.  I probably spent around $1,800 on maintenance this year, but I&#8217;ve spent close to nothing in previous years, and the car is now back in perfect mechanical condition.  I don&#8217;t understand how people can want the new shiny over the big, safe bank account.  OR, the new shiny with NO payments.</p>
<p>To each his/her own.<br />
<span class="cluv"> Casey Friday&#180;s last blog ..<a href="http://feedproxy.google.com/~r/caseyfriday/~3/5oEiMfEEoBs/" rel="nofollow">What’s Your Dream  Get Off Your Ass And Go Get It</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://doyoudaveramsey.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Dave Ozment</title>
		<link>http://doyoudaveramsey.com/car-lease-saves-budget/comment-page-1/#comment-1044</link>
		<dc:creator>Dave Ozment</dc:creator>
		<pubDate>Fri, 28 Aug 2009 02:36:24 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=1563#comment-1044</guid>
		<description>That&#039;s so right... when the car is paid off it&#039;s time to get another one.... what?  I want to enjoy not having a payment!  The last couple cars I bought were done with cash and it was great to own a car and never have a payment.  It&#039;s been good to use this approach and still be able to slowly improve the quality of car over time as well.  I think we now have a decent pair of cars and will be happy with them for several more years.  It&#039;s awesome to think about who much saved money that represents!

Dave</description>
		<content:encoded><![CDATA[<p>That&#8217;s so right&#8230; when the car is paid off it&#8217;s time to get another one&#8230;. what?  I want to enjoy not having a payment!  The last couple cars I bought were done with cash and it was great to own a car and never have a payment.  It&#8217;s been good to use this approach and still be able to slowly improve the quality of car over time as well.  I think we now have a decent pair of cars and will be happy with them for several more years.  It&#8217;s awesome to think about who much saved money that represents!</p>
<p>Dave</p>
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		<title>By: Dave Ozment</title>
		<link>http://doyoudaveramsey.com/car-lease-saves-budget/comment-page-1/#comment-1043</link>
		<dc:creator>Dave Ozment</dc:creator>
		<pubDate>Fri, 28 Aug 2009 02:33:17 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=1563#comment-1043</guid>
		<description>Hey Cindy!

Glad you like the picture, I enjoyed that one myself.

I love cars but I&#039;ve really learned to enjoy paying cash for them.  Anytime you finance something, you are essentially giving away money.  I enjoy my current cars even more today as they are all paid for and I owe nothing on them.  I even think they drive better that way.

You also make good points on people voting with their dollars.  If everyone stopped eating at McDonalds until they started to offer healthier foods then they&#039;d become the heathiest restuarant in town very quickly.  If we want change, then we need to act like it and not spend our money on the same things we complain about.  

Finally, hey... I love hearing opinions and and perceptions from my readers.  I think the comment section is the perfect place for that kind of feedback and discussion.  I&#039;m surprised you&#039;d ask that question as you&#039;ve been so free with your opinions and I&#039;ve tried to answer each one.

Thanks for writing Cindy.  I hope you&#039;ll continue to share your thoughts with me and I invite you to share my site with others with whom you engage.  If we all work together, perhaps we can bring about some positive changes.

Thanks.
Dave</description>
		<content:encoded><![CDATA[<p>Hey Cindy!</p>
<p>Glad you like the picture, I enjoyed that one myself.</p>
<p>I love cars but I&#8217;ve really learned to enjoy paying cash for them.  Anytime you finance something, you are essentially giving away money.  I enjoy my current cars even more today as they are all paid for and I owe nothing on them.  I even think they drive better that way.</p>
<p>You also make good points on people voting with their dollars.  If everyone stopped eating at McDonalds until they started to offer healthier foods then they&#8217;d become the heathiest restuarant in town very quickly.  If we want change, then we need to act like it and not spend our money on the same things we complain about.  </p>
<p>Finally, hey&#8230; I love hearing opinions and and perceptions from my readers.  I think the comment section is the perfect place for that kind of feedback and discussion.  I&#8217;m surprised you&#8217;d ask that question as you&#8217;ve been so free with your opinions and I&#8217;ve tried to answer each one.</p>
<p>Thanks for writing Cindy.  I hope you&#8217;ll continue to share your thoughts with me and I invite you to share my site with others with whom you engage.  If we all work together, perhaps we can bring about some positive changes.</p>
<p>Thanks.<br />
Dave</p>
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		<title>By: Dave Ozment</title>
		<link>http://doyoudaveramsey.com/car-lease-saves-budget/comment-page-1/#comment-1039</link>
		<dc:creator>Dave Ozment</dc:creator>
		<pubDate>Fri, 28 Aug 2009 01:58:24 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=1563#comment-1039</guid>
		<description>Hey Leah... yep, that about sums it up.  Folks will sometimes allow an ounce of uncertainly to weave itself into a pound of drama.  Rather than set some money aside for a potential car repair, some folks will live in fear of the breakdown and it&#039;ll make them do foolish things.  This guy wanted rid of the repair so much that he was willing to pay $400/month to do so... which is either dumb (in my opinion) or horrible excuse to massage car fever.

Thanks for commenting!
Dave</description>
		<content:encoded><![CDATA[<p>Hey Leah&#8230; yep, that about sums it up.  Folks will sometimes allow an ounce of uncertainly to weave itself into a pound of drama.  Rather than set some money aside for a potential car repair, some folks will live in fear of the breakdown and it&#8217;ll make them do foolish things.  This guy wanted rid of the repair so much that he was willing to pay $400/month to do so&#8230; which is either dumb (in my opinion) or horrible excuse to massage car fever.</p>
<p>Thanks for commenting!<br />
Dave</p>
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		<title>By: Bucksome</title>
		<link>http://doyoudaveramsey.com/car-lease-saves-budget/comment-page-1/#comment-1037</link>
		<dc:creator>Bucksome</dc:creator>
		<pubDate>Thu, 27 Aug 2009 23:49:04 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=1563#comment-1037</guid>
		<description>Dave, I&#039;m with you.  I know people that constantly trade in their cars every 3 years and never go without a car payment.  Mr. Boomer and I keep our cars at least 12 -15 years until they are starting to cost us too much in maintenance.</description>
		<content:encoded><![CDATA[<p>Dave, I&#8217;m with you.  I know people that constantly trade in their cars every 3 years and never go without a car payment.  Mr. Boomer and I keep our cars at least 12 -15 years until they are starting to cost us too much in maintenance.</p>
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		<title>By: cindy</title>
		<link>http://doyoudaveramsey.com/car-lease-saves-budget/comment-page-1/#comment-1036</link>
		<dc:creator>cindy</dc:creator>
		<pubDate>Thu, 27 Aug 2009 23:37:55 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=1563#comment-1036</guid>
		<description>The picture is great! It reminds me of cars I have seen. Your logic is right on the money!

Buy used or go in debt and pay it off and keep up the repairs.  I enjoy the travel of an automobile and open highway. Most of my vehicles are not the prettiest to look at it but they are mine just the same.

We all choose different lifestyles and &quot;eye candy&quot; to look at no matter the price tag. But how many people really look in depth to what they &quot;waste&quot; in income when they finance, when they rent, when they merely just toss their funds and materials to the wind?

I see all lifestyles who do it all, from rent, to lease, to purchasing the paid for? But if someone enjoys it and maintains their income lifestyle does it really impact others? 

I believe so and that is the bigger question, you might want to consider is for input from others regarding their takes on car leases or owning older vehicles. I don&#039;t think your article fully captured that. It&#039;s more of facts, stats and figures, not the reality of your readers. You do a great job of offering facts and such but do you really want to know people&#039;s input and perceptions? What about taking it a step further to get feedback and help correct a problem or even change the financial perception of things now and help others finances? The good and bad of leasing???

Personally, I think more American&#039;s should consider what their lifestyle is, live within the financial cash means afforded to them and see how fast our government would progress in securing new changes of financial matters to us. Especially the auto industry, consider what vehicles cost 10 years ago to now and the bells and whistles added to them to make them nice...now consider the escalated prices? 

Don&#039;t you think if more people quit buying sub-standard items with their money, then the retail industry may consider really giving back with new inventions that we all could benefit from? I mean come on, most vehicles now a days don&#039;t even get as many miles to the gallon as they did 10 years ago and what about the price of heating, electricity and not including internet and phone services? Does anyone really stop and think before they sign or purchase?

I didn&#039;t, but I learned the hard way and it will carry in my financial future. Used is better, especially when it is paid for. We have the internet to teach us how to be our own repair person, so what  excuse does anyone have not to try it? Just my thoughts of rambling on your blogs. It&#039;s interesting dialogue! lol</description>
		<content:encoded><![CDATA[<p>The picture is great! It reminds me of cars I have seen. Your logic is right on the money!</p>
<p>Buy used or go in debt and pay it off and keep up the repairs.  I enjoy the travel of an automobile and open highway. Most of my vehicles are not the prettiest to look at it but they are mine just the same.</p>
<p>We all choose different lifestyles and &#8220;eye candy&#8221; to look at no matter the price tag. But how many people really look in depth to what they &#8220;waste&#8221; in income when they finance, when they rent, when they merely just toss their funds and materials to the wind?</p>
<p>I see all lifestyles who do it all, from rent, to lease, to purchasing the paid for? But if someone enjoys it and maintains their income lifestyle does it really impact others? </p>
<p>I believe so and that is the bigger question, you might want to consider is for input from others regarding their takes on car leases or owning older vehicles. I don&#8217;t think your article fully captured that. It&#8217;s more of facts, stats and figures, not the reality of your readers. You do a great job of offering facts and such but do you really want to know people&#8217;s input and perceptions? What about taking it a step further to get feedback and help correct a problem or even change the financial perception of things now and help others finances? The good and bad of leasing???</p>
<p>Personally, I think more American&#8217;s should consider what their lifestyle is, live within the financial cash means afforded to them and see how fast our government would progress in securing new changes of financial matters to us. Especially the auto industry, consider what vehicles cost 10 years ago to now and the bells and whistles added to them to make them nice&#8230;now consider the escalated prices? </p>
<p>Don&#8217;t you think if more people quit buying sub-standard items with their money, then the retail industry may consider really giving back with new inventions that we all could benefit from? I mean come on, most vehicles now a days don&#8217;t even get as many miles to the gallon as they did 10 years ago and what about the price of heating, electricity and not including internet and phone services? Does anyone really stop and think before they sign or purchase?</p>
<p>I didn&#8217;t, but I learned the hard way and it will carry in my financial future. Used is better, especially when it is paid for. We have the internet to teach us how to be our own repair person, so what  excuse does anyone have not to try it? Just my thoughts of rambling on your blogs. It&#8217;s interesting dialogue! lol</p>
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		<title>By: Leah</title>
		<link>http://doyoudaveramsey.com/car-lease-saves-budget/comment-page-1/#comment-1031</link>
		<dc:creator>Leah</dc:creator>
		<pubDate>Thu, 27 Aug 2009 19:46:49 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=1563#comment-1031</guid>
		<description>Let me get this straight, the reader thought the consistency of a lease payment justified, the buying (leasing) of a newer ride?  Did he understand that he was just &quot;renting&quot; it? He might as well have stood on his roof top and threw away $400 bucks a month.  Like it&#039;s raining money.... because it sure wasn&#039;t going into his pocket or his debt snowball.</description>
		<content:encoded><![CDATA[<p>Let me get this straight, the reader thought the consistency of a lease payment justified, the buying (leasing) of a newer ride?  Did he understand that he was just &#8220;renting&#8221; it? He might as well have stood on his roof top and threw away $400 bucks a month.  Like it&#8217;s raining money&#8230;. because it sure wasn&#8217;t going into his pocket or his debt snowball.</p>
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		<title>By: Dave Ozment</title>
		<link>http://doyoudaveramsey.com/car-lease-saves-budget/comment-page-1/#comment-1023</link>
		<dc:creator>Dave Ozment</dc:creator>
		<pubDate>Tue, 25 Aug 2009 17:01:23 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=1563#comment-1023</guid>
		<description>Interesting... not sure why the picture didn&#039;t show up..... Hey, if you subscribe to the email or RSS (they&#039;re free) I bet you can see the image!  ; )

I don&#039;t mind you printing a copy of the article to share with others.  In fact, I&#039;d appreciate the publicity!

Thanks!
Dave</description>
		<content:encoded><![CDATA[<p>Interesting&#8230; not sure why the picture didn&#8217;t show up&#8230;.. Hey, if you subscribe to the email or RSS (they&#8217;re free) I bet you can see the image!  ; )</p>
<p>I don&#8217;t mind you printing a copy of the article to share with others.  In fact, I&#8217;d appreciate the publicity!</p>
<p>Thanks!<br />
Dave</p>
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		<title>By: Lucas Cabo</title>
		<link>http://doyoudaveramsey.com/car-lease-saves-budget/comment-page-1/#comment-1014</link>
		<dc:creator>Lucas Cabo</dc:creator>
		<pubDate>Tue, 25 Aug 2009 14:21:39 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=1563#comment-1014</guid>
		<description>This may seem strange but I couldn&#039;t see the image above, I am using FireFox 2. anyways, what I read was very good and I enjoyed it. I was thinking about print it out, do I have permission to do that?</description>
		<content:encoded><![CDATA[<p>This may seem strange but I couldn&#8217;t see the image above, I am using FireFox 2. anyways, what I read was very good and I enjoyed it. I was thinking about print it out, do I have permission to do that?</p>
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