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	<title>Comments on: How Do You Frugal?</title>
	<atom:link href="http://doyoudaveramsey.com/frugal/feed/" rel="self" type="application/rss+xml" />
	<link>http://doyoudaveramsey.com/frugal/</link>
	<description>Practical ◦ Entertaining ◦ Personal ◦ Finance</description>
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		<title>By: Dave Ozment</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-1021</link>
		<dc:creator>Dave Ozment</dc:creator>
		<pubDate>Tue, 25 Aug 2009 16:50:02 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-1021</guid>
		<description>I have to admit, you forced me to take another look just now.  I guess I see 2 errors... Cheaper than Cheaper isn&#039;t proper English and perhaps an intended joke.  At least that&#039;s my take.

The second error I caught was the misplaced quotations on the second line... but that&#039;s not really funny

Hey, thanks for noticing and taking the time to comment.... I appreciate you checking us out today and I hope you&#039;re enjoying it!

Dave</description>
		<content:encoded><![CDATA[<p>I have to admit, you forced me to take another look just now.  I guess I see 2 errors&#8230; Cheaper than Cheaper isn&#8217;t proper English and perhaps an intended joke.  At least that&#8217;s my take.</p>
<p>The second error I caught was the misplaced quotations on the second line&#8230; but that&#8217;s not really funny</p>
<p>Hey, thanks for noticing and taking the time to comment&#8230;. I appreciate you checking us out today and I hope you&#8217;re enjoying it!</p>
<p>Dave</p>
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		<title>By: Wizard Prang</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-1018</link>
		<dc:creator>Wizard Prang</dc:creator>
		<pubDate>Tue, 25 Aug 2009 16:40:16 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-1018</guid>
		<description>Am I the only one who noticed the error in the photo?

Not your fault, just worthy of a chuckle...</description>
		<content:encoded><![CDATA[<p>Am I the only one who noticed the error in the photo?</p>
<p>Not your fault, just worthy of a chuckle&#8230;</p>
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		<title>By: Dave</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-58</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Wed, 25 Feb 2009 13:04:34 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-58</guid>
		<description>Thanks Diane!  You and your bf sound like my wife and I - except I&#039;m no Italian cook though my wife does pretty good in that area!  Congrats on being debt free but the house... we&#039;re very close!</description>
		<content:encoded><![CDATA[<p>Thanks Diane!  You and your bf sound like my wife and I &#8211; except I&#8217;m no Italian cook though my wife does pretty good in that area!  Congrats on being debt free but the house&#8230; we&#8217;re very close!</p>
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		<title>By: Diane</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-56</link>
		<dc:creator>Diane</dc:creator>
		<pubDate>Wed, 25 Feb 2009 05:38:56 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-56</guid>
		<description>Interesting article! We would be a 2. We&#039;re not serious coupon clippers, but do use coupons, shop food sales, group our errands to save on gas - even though the price has gone down. 

We&#039;ve cut back on eating out and cook at home most of the time, eat chicken &amp; fish regularly and limit red meat. We&#039;re big on salads &amp; fresh veggies. Gotta confess to eating meatballs, as my bf is a great Italian cook!

We don&#039;t do a major garden, but like you I grow tomatoes &amp; peppers in the summer. Last summer I did eggplant also, which turned out great. We grow sweet basil year-round for the tomato sauce.

We have a budget and I&#039;ve paid off my car and credit cards, but do still have a mortgage. Also have a decent emergency fund going, which I&#039;m adding to regularly. We&#039;ve gradually switched over most of our light bulbs to CFLs, which has made a difference in the electric bill.

I&#039;d say we pay pretty close attention, without totally restricting our lifestyle.</description>
		<content:encoded><![CDATA[<p>Interesting article! We would be a 2. We&#8217;re not serious coupon clippers, but do use coupons, shop food sales, group our errands to save on gas &#8211; even though the price has gone down. </p>
<p>We&#8217;ve cut back on eating out and cook at home most of the time, eat chicken &amp; fish regularly and limit red meat. We&#8217;re big on salads &amp; fresh veggies. Gotta confess to eating meatballs, as my bf is a great Italian cook!</p>
<p>We don&#8217;t do a major garden, but like you I grow tomatoes &amp; peppers in the summer. Last summer I did eggplant also, which turned out great. We grow sweet basil year-round for the tomato sauce.</p>
<p>We have a budget and I&#8217;ve paid off my car and credit cards, but do still have a mortgage. Also have a decent emergency fund going, which I&#8217;m adding to regularly. We&#8217;ve gradually switched over most of our light bulbs to CFLs, which has made a difference in the electric bill.</p>
<p>I&#8217;d say we pay pretty close attention, without totally restricting our lifestyle.</p>
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		<title>By: Dave</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-55</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Wed, 25 Feb 2009 01:50:02 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-55</guid>
		<description>Hey Des, thanks for sharing... I personally appreciate your insights into a mostly vegan lifestyle I also appreciate and respect your acceptance of those not following your path.  I think - purely my opinion and your comments lend support to the idea - that vegans get a worse rap than they deserve.  You can probably tell my bias that way in my article.  I&#039;d have to say I&#039;d have an easier time giving up meat than living in such close quarters!  You are certainly skewed towards the extremes but those are cool decisions too!

Thanks for visiting and commenting.  I hope you&#039;ll visit and participate again!
Dave</description>
		<content:encoded><![CDATA[<p>Hey Des, thanks for sharing&#8230; I personally appreciate your insights into a mostly vegan lifestyle I also appreciate and respect your acceptance of those not following your path.  I think &#8211; purely my opinion and your comments lend support to the idea &#8211; that vegans get a worse rap than they deserve.  You can probably tell my bias that way in my article.  I&#8217;d have to say I&#8217;d have an easier time giving up meat than living in such close quarters!  You are certainly skewed towards the extremes but those are cool decisions too!</p>
<p>Thanks for visiting and commenting.  I hope you&#8217;ll visit and participate again!<br />
Dave</p>
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		<title>By: Des</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-54</link>
		<dc:creator>Des</dc:creator>
		<pubDate>Wed, 25 Feb 2009 01:31:53 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-54</guid>
		<description>I think that&#039;s a very good analogy.

I would guesstimate I&#039;m around a 3.5. I don&#039;t quite live in my car, but I do have 6 grown adults in my  1000 sf, single bathroom house (1 husband, 4 renters, and myself). Sometimes that feels like it might be worse (jk) :)

Being &quot;mostly&quot;-Vegan isn&#039;t as ostracizing as it might seem. I cook vegan at home (which is 95% of  the time) and order meat-free in restaurants. My friends that know me well usually cook something meat-free, and with those that don&#039;t I can usually minimize the impact (side dishes rarely have meat, and salad is a no-brainer.) Folks just think I eat healthy, rather than thinking I&#039;m some sort of freak.

My personal policy on both of these is I want to be as &quot;extreme&quot; as possible (I think of it more as &quot;healthy&quot; or &quot;ethical&quot;), but I&#039;m not willing to sacrifice personal relationships to do it. If that means cooking steak for my father-in-law, so be it.</description>
		<content:encoded><![CDATA[<p>I think that&#8217;s a very good analogy.</p>
<p>I would guesstimate I&#8217;m around a 3.5. I don&#8217;t quite live in my car, but I do have 6 grown adults in my  1000 sf, single bathroom house (1 husband, 4 renters, and myself). Sometimes that feels like it might be worse (jk) <img src='http://doyoudaveramsey.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Being &#8220;mostly&#8221;-Vegan isn&#8217;t as ostracizing as it might seem. I cook vegan at home (which is 95% of  the time) and order meat-free in restaurants. My friends that know me well usually cook something meat-free, and with those that don&#8217;t I can usually minimize the impact (side dishes rarely have meat, and salad is a no-brainer.) Folks just think I eat healthy, rather than thinking I&#8217;m some sort of freak.</p>
<p>My personal policy on both of these is I want to be as &#8220;extreme&#8221; as possible (I think of it more as &#8220;healthy&#8221; or &#8220;ethical&#8221;), but I&#8217;m not willing to sacrifice personal relationships to do it. If that means cooking steak for my father-in-law, so be it.</p>
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		<title>By: Dave</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-53</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Mon, 23 Feb 2009 20:52:36 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-53</guid>
		<description>I&#039;m intrigued on the indoor potato growing... I like to grow tomatos and peppers in the summer but I haven&#039;t tried potatos... interesting.

I love you enthusiasm.  Not everyone can do it, but if you have a stretch goal and treat it as a game then it becomes more and more motivating.  Please check back and keep us posted.... and GOOD LUCK!</description>
		<content:encoded><![CDATA[<p>I&#8217;m intrigued on the indoor potato growing&#8230; I like to grow tomatos and peppers in the summer but I haven&#8217;t tried potatos&#8230; interesting.</p>
<p>I love you enthusiasm.  Not everyone can do it, but if you have a stretch goal and treat it as a game then it becomes more and more motivating.  Please check back and keep us posted&#8230;. and GOOD LUCK!</p>
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		<title>By: Sandy</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-52</link>
		<dc:creator>Sandy</dc:creator>
		<pubDate>Mon, 23 Feb 2009 19:25:52 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-52</guid>
		<description>I think I&#039;m somewhere firmly in 2.  I am a coupon clipping fool and I have a found an awesome Korean grocer that has great prices on fruits and veg.  It&#039;s getting easier to cut the junk food when you realize just how expensive when compared pound-for-pound.  I&#039;ve gotten creative in tricking my family in eating better because I&#039;ve found it cheaper.  :-)  I&#039;ve taken it to another level with learning how to grow potatoes indoors.  My bf thinks I&#039;m crazy but he has no idea how much debt I&#039;ve been eliminating with small changes.  It just makes you want to do more.

&lt;abbr&gt;&lt;em&gt;Sandy’s last blog post..&lt;a href=&quot;http://yesiamcheap.com/index.php?/archives/23-The-Snowflake.html&quot; rel=&quot;nofollow&quot;&gt;The Snowflake&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I think I&#8217;m somewhere firmly in 2.  I am a coupon clipping fool and I have a found an awesome Korean grocer that has great prices on fruits and veg.  It&#8217;s getting easier to cut the junk food when you realize just how expensive when compared pound-for-pound.  I&#8217;ve gotten creative in tricking my family in eating better because I&#8217;ve found it cheaper.  <img src='http://doyoudaveramsey.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' />   I&#8217;ve taken it to another level with learning how to grow potatoes indoors.  My bf thinks I&#8217;m crazy but he has no idea how much debt I&#8217;ve been eliminating with small changes.  It just makes you want to do more.</p>
<p><abbr><em>Sandy’s last blog post..<a href="http://yesiamcheap.com/index.php?/archives/23-The-Snowflake.html" rel="nofollow">The Snowflake</a></em></abbr></p>
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		<title>By: Dave</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-37</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Tue, 17 Feb 2009 18:44:17 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-37</guid>
		<description>Thanks Stephen, I know I sound like a broken record with some of my responses but I do appreciate the positive feedback... not as an ego trip but I didn&#039;t know what to expect when I started this!

Hey, that&#039;s a fantastic question on where folks are relative to these categories.  Purely my conjecture...I&#039;d have to image the herd is shifting up the scale... 1&#039;s are becoming 2s, and 2s are moving towards 3.  I think 4 is it&#039;s own subculture due to its unique barriers of entry.  I can coupon cut and cancel cable and stop eating out as temporary decisions.  I&#039;ve even recent cut way back on my consumption of red meat but may have a meatball sub for lunch tomorrow.  In this way 1-3 are on the same continum.  Moving to 4 requires a complete continum jump that relatively few are willing to make.</description>
		<content:encoded><![CDATA[<p>Thanks Stephen, I know I sound like a broken record with some of my responses but I do appreciate the positive feedback&#8230; not as an ego trip but I didn&#8217;t know what to expect when I started this!</p>
<p>Hey, that&#8217;s a fantastic question on where folks are relative to these categories.  Purely my conjecture&#8230;I&#8217;d have to image the herd is shifting up the scale&#8230; 1&#8217;s are becoming 2s, and 2s are moving towards 3.  I think 4 is it&#8217;s own subculture due to its unique barriers of entry.  I can coupon cut and cancel cable and stop eating out as temporary decisions.  I&#8217;ve even recent cut way back on my consumption of red meat but may have a meatball sub for lunch tomorrow.  In this way 1-3 are on the same continum.  Moving to 4 requires a complete continum jump that relatively few are willing to make.</p>
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		<title>By: Stephen - Rat Race Trap</title>
		<link>http://doyoudaveramsey.com/frugal/comment-page-1/#comment-36</link>
		<dc:creator>Stephen - Rat Race Trap</dc:creator>
		<pubDate>Tue, 17 Feb 2009 17:52:05 +0000</pubDate>
		<guid isPermaLink="false">http://doyoudaveramsey.com/?p=710#comment-36</guid>
		<description>Dave, I really like your writing.  I&#039;m somewhere between a 1 and 2.  I don&#039;t clip coupons but I do keep my eye on the overall picture.  Does that make me a high 2 or a low 2? LOL

What percentage of the U.S population do you think are in each category?

&lt;abbr&gt;&lt;em&gt;Stephen - Rat Race Trap’s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/TheRatRaceTrap/~3/qTFh6QrZLQY/tip-of-the-day-7.html&quot; rel=&quot;nofollow&quot;&gt;Tip of the Day #7&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Dave, I really like your writing.  I&#8217;m somewhere between a 1 and 2.  I don&#8217;t clip coupons but I do keep my eye on the overall picture.  Does that make me a high 2 or a low 2? LOL</p>
<p>What percentage of the U.S population do you think are in each category?</p>
<p><abbr><em>Stephen &#8211; Rat Race Trap’s last blog post..<a href="http://feedproxy.google.com/~r/TheRatRaceTrap/~3/qTFh6QrZLQY/tip-of-the-day-7.html" rel="nofollow">Tip of the Day #7</a></em></abbr></p>
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