Snowball Scheduler – This is my favorite of all the tools – it requires use of a budget for maximum effect. The Snowball Scheduler is just that. It will allow you to predict exactly when you’ll be debt free or when you’ll be able to afford that ‘new’ car or vacation. Without question, the ability to so clearly see your snow ball grow is very motivating.
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Snowball Scheduler (2354)
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Photo By: Rich Tucker