Hello Again!

Hello, and Hello.  Back from the beyond one might say. I won’t dare bore you with explanations for my absence, nor, frankly speaking, will I promise to resume a twice weekly schedule.  But I am here to tease and upcoming series.  This is real and forthcoming, as I have nearly 18 articles in the can, so to speak. It’s not directly related to budgets and personal finance but it is a topic or...

How To Defend Against 7 Sneaky Sales Tactics

Today we have a guest post from the Car Negotiation Coach who takes a break from discussing car negotiation strategies and reveals how to combat common sales ploys.   Whether you’re buying a car,  jewelry, mattresses, or a big screen TV, you’ll most certainly be going head to head with a professional salesman.  Unfortunately for you, these folks practice selling every day.  In order to get...

Wake Up Call

A read an article the other day from a pretty well respected icon in the blogging game.  Leo Babauta over at Zen Habits has about 160,000 readers – an insane number when you’ve been doing this long enough to know what that really means. His article was about changing habits and the easiest way we too often derail our efforts to change and improve. The idea was as simple as it gets.  So simple...

I Want That Feeling Again

  A couple weeks ago I was talking with a friend who was leaving her job.  It was a good job with a good employer but it was time to move on.  I spoke with her as she was navigating the decision making process and then again on her last day.   Leaving a job – a real career-type job – is not as easy as it sounds.  I know from experience.  But I was happy (and a little relieved) at her response...

Year One

  Today marks DoYouDaveRamsey.com’s one year anniversary!  This is the milestone I’ve been targeting from the start.  I marked time by writing about my 1 month and 6 month anniversaries, but the 1 year mark was the unattainable goal in my mind. I say unattainable because writing to a recurring deadline is something of a challenge.  At least it has been at times for me in this busy year of transition. ...

Debt Sucks!

  This article was written by Steven, author of Hundred Goals, a blog about achieving your goals while managing your finances. Steven writes about his journey of traveling the world and working towards completing a life list of 100+ goals, including skydiving and becoming debt free. Sign up for email updates and be sure to join him and hundreds of other readers on the Hundred Goals Facebook Page! …and...

7 Steps To Destroying Your Credit, With Style

  Today we have a guest post from Certified Financial Planner Joel Ohman who runs the site Credit Card Chaser.  Joel has been a frequent commenter on this site and I find that he always brings an interesting point of view to the  discussion. I know the material below is no exception as Joel, tongue firmly planted in check, shares how we can destroy our credit ratings.  Hey, sometimes you learn...