Bad Money Decisions

We’ve all made poor decisions with our money.  Our ability to admit it simply proves that we’re human and still sucking air.  I know that I’ve made some brilliant mistakes – putting off student loan payments, delaying savings, keeping my first home as a rental and then subsidizing 2+ years worth of mortgages all come to mind but none can top my all-time absolute worst financial...

Voluntary Repo is Bad Practice

There’s a new rash of bad behavior streaking across the American landscape – Voluntary Repos… people are willingly allowing their cars to be repossessed and some are actually walking away from their homes, and mortgages, simply leaving the keys on the kitchen counter. The irony should be lost on no one that this wave of bad behavior comes on the heels of previous bad behaviors –...

Congress thinks you’re an idiot. Are you?

Much has been written about the recent stimulus package.  At first I committed to not writing about it because I did not have much more to offer.  I have since changed my mind and offer small doses of my perspective in this exciting installment. Stimulus Musings , in bite size offerings When you consider that debt played such a critical role in the genesis of this financial debacle, is it not worth...

Where did it all go?

  January 12, 2009 made for an interesting and life changing day in my household.  This day marked my last with my former employer – an employer with whom I had maintained a 12.5 year affair.  In fact, this had been my lone employer for my entire adult life.  The break-up was friendly, we parted amicably – buy-outs were offered to most of our… (tough habit) their North American workforce...

Nice Car, what’s its name?

 I used to think that people who named their cars were kinda crazy.  Cars, after all, are inanimate hunks of metal, steal, plastic, and rubber molded together to provide a rather utilitarian service.  That was, of course, until I met Bessie my freshman year of college.  Bessie was a 1960’s era red and white pick-up truck.  It was the kind of vehicle you’d typically either see in a movie set...