Baby Step Two, DONE!

Success has been achieved!  A mountain has been scaled and a once inconceivable objective is now marked done and DONE! Debt is largely accepted as normal and we’re so easily swept into that mentality.  Often we’re so numbed to debt as normal that thoughts of getting out of it don’t surface until it’s too late.  Getting out of debt then becomes an impossible task.  It is overwhelming. ...

April 23rd, 2010 by Dave Ozment 

Views on Money – Part 2: Net Worth, Balanced Perspectives, and Opportunity Cost

Welcome back to our study on the Views of Money.  After resetting the contextual baseline, we’ll jump into Part 2 Net Worth, Balanced Perspectives and Opportunity Cost Money is important.  It is the lifeblood of our society.  It is our economy.  In the context of our modern culture it is a requirement for our day to day living.  If you doubt this notion, imagine yourself penniless for the next...

March 26th, 2010 by Dave Ozment 

Views of Money – Part 1: Objective Setting and Simple and Advanced Cash Flow

Money is important.  It is the lifeblood of our society.  It is our economy.  In the context of our modern culture it is a requirement for our day to day living.  If you doubt this notion, imagine yourself penniless for the next 30 days. Money also is dynamic.  It is huge in the context of government spending programs or corporate initiatives.  Equally so, it is small measured against our next...

March 19th, 2010 by Dave Ozment 

Wake Up Call

A read an article the other day from a pretty well respected icon in the blogging game.  Leo Babauta over at Zen Habits has about 160,000 readers – an insane number when you’ve been doing this long enough to know what that really means. His article was about changing habits and the easiest way we too often derail our efforts to change and improve. The idea was as simple as it gets.  So simple...

March 5th, 2010 by Dave Ozment 

I Want That Feeling Again

  A couple weeks ago I was talking with a friend who was leaving her job.  It was a good job with a good employer but it was time to move on.  I spoke with her as she was navigating the decision making process and then again on her last day.   Leaving a job – a real career-type job – is not as easy as it sounds.  I know from experience.  But I was happy (and a little relieved) at her response...

February 26th, 2010 by Dave Ozment 

David Allen Is A Genius

If you happen to follow my rare personal commentaries on Facebook you’ll notice that the title for today’s article matches with the headline I broadcasted Saturday morning.  I’m being repetitive because I’m twice as convinced in the truthfulness of the statement. For starters, who is David Allen?  Well, I suppose many titles would fit, but I’d define him as a personal productivity guru. ...

February 23rd, 2010 by Dave Ozment 

Homeless Man With A Plan

Being homeless is by no stretch a tragedy and while it is not a cause I actively combat, it never fails to illicit a reaction in my mind if not my heart.  In Canterbury, England the youthfulness of the homeless population is shocking, the true stench of the homeless population surrounding Philadelphia’s City Hall will turn your stomach, and the aggressive and entitled nature of the panhandlers...

February 19th, 2010 by Dave Ozment