Wake Up Call

A read an article the other day from a pretty well respected icon in the blogging game.  Leo Babauta over at Zen Habits has about 160,000 readers – an insane number when you’ve been doing this long enough to know what that really means. His article was about changing habits and the easiest way we too often derail our efforts to change and improve. The idea was as simple as it gets.  So simple...

David Allen Is A Genius

If you happen to follow my rare personal commentaries on Facebook you’ll notice that the title for today’s article matches with the headline I broadcasted Saturday morning.  I’m being repetitive because I’m twice as convinced in the truthfulness of the statement. For starters, who is David Allen?  Well, I suppose many titles would fit, but I’d define him as a personal productivity guru. ...

Homeless Man With A Plan

Being homeless is by no stretch a tragedy and while it is not a cause I actively combat, it never fails to illicit a reaction in my mind if not my heart.  In Canterbury, England the youthfulness of the homeless population is shocking, the true stench of the homeless population surrounding Philadelphia’s City Hall will turn your stomach, and the aggressive and entitled nature of the panhandlers...

Mortgage Interest Is Tax Deductible, So What?

A couple weeks ago I was exchanging emails with a friend – and reader – and during the exchange he shared from a discussion he was having with a co-worker about tax deductible debt – think mortgage.  It seems that his co-worker – a CFO, trained in the ways of finance – was in favor of maintaining a mortgage for the purposes of the tax deduction rather than paying off the debt as quickly...

Year One

  Today marks DoYouDaveRamsey.com’s one year anniversary!  This is the milestone I’ve been targeting from the start.  I marked time by writing about my 1 month and 6 month anniversaries, but the 1 year mark was the unattainable goal in my mind. I say unattainable because writing to a recurring deadline is something of a challenge.  At least it has been at times for me in this busy year of transition. ...

Give To Get

  Today I have a new, old storyline.  Several media outlets I follow spent time with the topic back in September but I decided to wait.  Sure, the story may have had a short shelf life, or it could age like a fine wine – getting better and more interesting with the passage of time. Fortunately it was the later, and now it is ready.  The proper weight and balance have been achieved and the current...

Help Me Celebrate!

  Just the other day I received an email that I want to share with you.  CESI Debt Solutions included one of my early articles – Debt is Squalor - in their Best 101 Debt Busting Posts of 2009 round-up! Specifically they said:  Just a quick note to let you know that we included you in The Best 101 Debt Busting Posts of 2009 (from 101 Frugal Bloggers) Those images you chose – gah! They...