7 Steps To Destroying Your Credit, With Style

  Today we have a guest post from Certified Financial Planner Joel Ohman who runs the site Credit Card Chaser.  Joel has been a frequent commenter on this site and I find that he always brings an interesting point of view to the  discussion. I know the material below is no exception as Joel, tongue firmly planted in check, shares how we can destroy our credit ratings.  Hey, sometimes you learn...

January 19th, 2010 by Dave Ozment 

Seven Financial New Year’s Resolutions for 2010

  Hello everyone.  I am away travelling on some very important business for a couple days and thought this would be a perfect opportunity to share a guest post from the National Endowment for Financial Education (NEFE). While I tend to spend less time with basic financial concepts, (which is a real sweet spot for NEFE), I am a firm believer in Financial Education and want to share their message with...

January 8th, 2010 by Dave Ozment 

Social Experiments

  The idea of social experiments is something I find interesting.  That we can engineer a setting and personal interactions to drive a particular result from others or even ourselves is compelling and a tool we should consider leveraging in our daily experiences. I once read about a grad student studying psychology who decided to conduct her own social experiment on a tenant in an apartment unit...

January 5th, 2010 by Dave Ozment 

2009 – A Year In Thanks

About this time a year ago my wife and I talked about how good 2008 had been to our household.  It was a fun moment of connection, and reflection, and celebration, and optimism.  In a demonstration of faith we agreed that 2009 would be an even better year for us.  And so it has been. Of course 2009, for our house, began with tremendous questions in the air.  Walking away from a long term employer...

December 29th, 2009 by Dave Ozment 

You Owe What You Owe

Our society is given more and more to laziness and victim mentality, or so it seems.  I’ve conducted no scientific research but the prevailing winds of conversation, and print stories, and news ‘events’ seem to prevent as much.  Perhaps this is just the vocal minority – I so hope – or perhaps we’re on a horrible downward trend. A pair of illustrations resonated, or more accurately collided,...

December 18th, 2009 by Dave Ozment 

Money Buys Us Options

  We are all familiar with the saying “money can’t buy happiness” and because it has been repetitively drilled into our heads for so long, it is something with which we largely agree.  From a literal standpoint, I know that I can’t run down to the “Happy” store for their latest buy one get one free sale, but, at the same time, I can also appreciate the levels of joy I’d experience if...

December 11th, 2009 by Dave Ozment