How To Defend Against 7 Sneaky Sales Tactics

Today we have a guest post from the Car Negotiation Coach who takes a break from discussing car negotiation strategies and reveals how to combat common sales ploys.   Whether you’re buying a car,  jewelry, mattresses, or a big screen TV, you’ll most certainly be going head to head with a professional salesman.  Unfortunately for you, these folks practice selling every day.  In order to get...

Baby Step Two, DONE!

Success has been achieved!  A mountain has been scaled and a once inconceivable objective is now marked done and DONE! Debt is largely accepted as normal and we’re so easily swept into that mentality.  Often we’re so numbed to debt as normal that thoughts of getting out of it don’t surface until it’s too late.  Getting out of debt then becomes an impossible task.  It is overwhelming. ...

Baby Step Seven – Save, Invest, and Get Rich

Welcome back to my continuing break down of Dave Ramsey’s Baby Steps.  These are the steps he teaches in his books, and radio and TV shows to millions willing to listen and follow his advice. I personally find these steps simple and easy to follow but also elegant and effective. In previous installments I covered: Baby Step 1 – $1000 Emergency Fund Baby Step 2 – Pay-Off Debt Smallest Balance...

Sallie Mae Can’t Count

I’ve shared before my opinion on handling frustrating customer service situations – rather than try to reason with a script reading, non-thinker in a cube half way across the country (perhaps half way around the world), if I’m materially aggravated, I’ll draft a letter to the CEO.  Admittedly my results have been mixed.  The CEO from Six Flags was wildly dismissive, and the CEO from U-Haul...

Baby Step Six – Pay-Off the House

Welcome back to my continuing break down of Dave Ramsey’s Baby Steps.  These are the steps he teaches in his books, and radio and TV shows to millions willing to listen and follow his advice. I personally find these steps simple and easy to follow but also elegant and effective. In previous installments I covered: Baby Step 1 – $1000 Emergency Fund Baby Step 2 – Pay-Off Debt Smallest Balance...

Baby Step Five – College Savings

Welcome back to my continuing break down of Dave Ramsey’s Baby Steps.  These are the steps he teaches in his books, and radio and TV shows to millions willing to listen and follow his advice. I personally find these steps simple and easy to follow but also elegant and effective. In previous installments I covered: Baby Step 1 – $1000 Emergency Fund Baby Step 2 – Pay-Off Debt Smallest Balance...

Baby Step Four – Invest for Retirement

Welcome back to my continuing break down of Dave Ramsey’s Baby Steps.  These are the steps he teaches in his books, and radio and TV shows to millions willing to listen and follow his advice. I personally find these steps simple and easy to follow but also elegant and effective. In previous installments I covered: Baby Step 1 – $1000 Emergency Fund Baby Step 2 – Pay-Off Debt Smallest Balance...