Baby Step Two, DONE!

Success has been achieved!  A mountain has been scaled and a once inconceivable objective is now marked done and DONE! Debt is largely accepted as normal and we’re so easily swept into that mentality.  Often we’re so numbed to debt as normal that thoughts of getting out of it don’t surface until it’s too late.  Getting out of debt then becomes an impossible task.  It is overwhelming. ...

April 23rd, 2010 by Dave Ozment 

Sallie Mae Can’t Count

I’ve shared before my opinion on handling frustrating customer service situations – rather than try to reason with a script reading, non-thinker in a cube half way across the country (perhaps half way around the world), if I’m materially aggravated, I’ll draft a letter to the CEO.  Admittedly my results have been mixed.  The CEO from Six Flags was wildly dismissive, and the CEO from U-Haul...

April 17th, 2010 by Dave Ozment 

Wake Up Call

A read an article the other day from a pretty well respected icon in the blogging game.  Leo Babauta over at Zen Habits has about 160,000 readers – an insane number when you’ve been doing this long enough to know what that really means. His article was about changing habits and the easiest way we too often derail our efforts to change and improve. The idea was as simple as it gets.  So simple...

March 5th, 2010 by Dave Ozment 

Homeless Man With A Plan

Being homeless is by no stretch a tragedy and while it is not a cause I actively combat, it never fails to illicit a reaction in my mind if not my heart.  In Canterbury, England the youthfulness of the homeless population is shocking, the true stench of the homeless population surrounding Philadelphia’s City Hall will turn your stomach, and the aggressive and entitled nature of the panhandlers...

February 19th, 2010 by Dave Ozment 

Discover, You’re An Idiot

I received a letter in the mail the other day that was equal parts shocking and appalling… and sadly, genius. Discover, a credit card I’ve held for a couple years and last used nearly that long ago, sent a letter offering me $500 and encouraging me to rack up massive amounts of debt in the process. The hook was obvious.  Who doesn’t want five crisp bills?  But the catch was brazen and laughable...

February 9th, 2010 by Dave Ozment 

Debt Sucks!

  This article was written by Steven, author of Hundred Goals, a blog about achieving your goals while managing your finances. Steven writes about his journey of traveling the world and working towards completing a life list of 100+ goals, including skydiving and becoming debt free. Sign up for email updates and be sure to join him and hundreds of other readers on the Hundred Goals Facebook Page! …and...

January 29th, 2010 by Steven 

Delta Goes Cashless

So I’m a flight the other day.  Hey, I may not travel weekly anymore, but it still happens.  And living in Atlanta, Delta is the easiest flight going. We all know that airlines are offering various in-flight services to boost revenues… adult drinks, movie headphones, in-air internet, sandwiches, and the like.  But what struck me ironic is Delta’s stance relative to how fliers pay for these...

January 12th, 2010 by Dave Ozment