Hello Again!

Hello, and Hello.  Back from the beyond one might say. I won’t dare bore you with explanations for my absence, nor, frankly speaking, will I promise to resume a twice weekly schedule.  But I am here to tease and upcoming series.  This is real and forthcoming, as I have nearly 18 articles in the can, so to speak. It’s not directly related to budgets and personal finance but it is a topic or...

How To Defend Against 7 Sneaky Sales Tactics

Today we have a guest post from the Car Negotiation Coach who takes a break from discussing car negotiation strategies and reveals how to combat common sales ploys.   Whether you’re buying a car,  jewelry, mattresses, or a big screen TV, you’ll most certainly be going head to head with a professional salesman.  Unfortunately for you, these folks practice selling every day.  In order to get...

Year One

  Today marks DoYouDaveRamsey.com’s one year anniversary!  This is the milestone I’ve been targeting from the start.  I marked time by writing about my 1 month and 6 month anniversaries, but the 1 year mark was the unattainable goal in my mind. I say unattainable because writing to a recurring deadline is something of a challenge.  At least it has been at times for me in this busy year of transition. ...

Financial Infidelity

  So, when was the last time you cheated on your spouse?  What?  It’s a fair question, no need to get all bent out of shape.  We all cheat on our spouses from time to time.  Heck, I know I’ve done it twice, at least that I can recall.  Some folks consider it sport or simply a normal way of life.  That’s just how some households roll. Now to be sure, I am not talking about marital infidelity. ...

2009 – A Year In Thanks

About this time a year ago my wife and I talked about how good 2008 had been to our household.  It was a fun moment of connection, and reflection, and celebration, and optimism.  In a demonstration of faith we agreed that 2009 would be an even better year for us.  And so it has been. Of course 2009, for our house, began with tremendous questions in the air.  Walking away from a long term employer...

Customer Service, At Best An Inexact Science

In concept it seems so simple, so obvious, and so… easy to do.  However, in practice, it can be a near impossible task.  Delivering practical and appreciated customer service may sound easy, but it is often impossible for a company to consistently execute against the objective. Admittedly, some companies don’t even put up a fight.  For years BellSouth cultivated a reputation of inferior service. ...

Think Thanks!

  As we enter this week of Thanksgiving, I think it’s important that we pause and connect with our inner gratitude.  It is so easy to become lost in the mechanics of day to day living or the want for things we don’t have that we often fail to appreciate the bounty that is readily available to us every day. …I’ve been going to the same guy for haircuts for over 10 years now and along the way...